At about 3:45 am, I finally fell asleep. Believe me, morning came early. I was tired and didn't really want to get up, but I could not get back to sleep, even just shortly before my alarm was due to wake me, because I was afraid I would fall into a deep sleep and snooze part of the day away! So, I got up, even earlier than normal. Yawn! Can you tell I'm tired?
It was a busy day for me, today. I had much to do. Real estate work, to be certain, but also I began preparing to host another BBQ, tomorrow. There won't be a large group. There will just be my friend/neighbour K, my co-worker/friend C and myself.
Originally, I was going to go to the trouble to serve the same menu and make the same salads I made when I had my Gals Luncheon recently, but K thought it would be too much work for me. I must admit, it was a lot of work! She suggested just making some baked potatoes, veggies and the steak that I planned to serve. However, after suggesting the menu, K mentioned several times about how she loved the salads I made. How could I resist?! I decided I wouldn't do the easier menu, but instead, I thought I would surprise K and spoil her with her favourites. Knowing how much work it is to prepare this more complicated menu, I began preparing the dishes, today.
The day today was overcast. Not at all like what the weather forecast called for. I made sure I did my stretching exercise as soon as I was finished my real estate work. Still, it was afternoon, before I got to go to the pool to do my pool fitness programme. In a way, I'm glad I got to go into the pool this afternoon, because it was so-o very hot! The temperature was in the 90'sF. Nice in the pool. Too hot, when out of the pool!
Tomorrow is supposed to be hot again. That's okay when the three of us go for a relaxing swim in the pool, but I won't look forward to BBQing afterwards in the heat and humidity that's supposed to accompany the heat, in the early evening. Still, I know I'll enjoy my time with my friends!
Yesterday, I prayed with a Facebook (FB) friend who lives in USA. She is self-employed and with the economy not being the greatest, she and her family fell behind in their mortgage payments. Apparently, they were able to sell their home. Sort of.
Once the mortgagee realized that they had an accepted offer on their home and were preparing to move, they did something not very nice. They foreclosed, giving my friend and her family one (1) week to vacate the property. Not nice! If you believe in prayer, I ask you in the name of Jesus, to pray for my friend and her family. Thank you. May God bless you.
In fact, as a person who has not only sold real estate for 22+ years, but had also worked as a mortgage officer arranging mortgages for people, I find this despicable. I am not alone in this thinking. In fact, Canadian courts ruled many years ago that foreclosure was unfair to the mortgagor. It is for this reason that foreclosure is rarely used as a remedy for default, here in Canada. Instead, power of sale is the remedy process commonly used. The difference? If there is equity that allows for funds in excess of monies owing to the mortgagee, they are returned to the mortgagor, who has lost the property, under power of sale. Foreclosure doesn't allow for this. Any equity and funds in excess of what is owed, is kept by the mortgagee, in foreclosure.
This is basically what happened to my American friend. In my opinion, it was a rather shady thing to do. Wait until the mortgagee was convinced (by an offer being obtained) of the current value of the property, then not allowing the deal to be completed, but instead, take the property in foreclosure, so the mortgagor could make a greater profit, over recovering the monies due to them. Think this isn't so? Think again. The mortgagee using foreclosure already has an interested buyer, now. They'll make a great profit, keeping the excess funds!
May God have mercy on the people who made the decision to hurt my friend and her family, this way. I know. Some of you may say it's only business, it's nothing personal. I don't believe God sees it this way. I believe it was sinful to hurt them, just to make extra profit and believe God sees it this way, too.
God has told us that He hates it when His children are hurt. And, my friend is definitely one of His children!
In 1 Corinthians 8:12, God tells us, "But when you sin so against the brothers, and wound their weak conscience, you sin against Christ." May God have mercy on the people who made the decision to foreclose, just to make extra profit, for they have truly hurt my friend and her family.
If the person/persons who made the decision for foreclosure and/or assisted in this greedy process is/are not saved, I pray God will save them. Otherwise, they will pay dearly for hurting God's children. Again, I pray...may God have mercy on them. If I were Jesus, I would probably say, forgive them Father, for they know not what they do.
Until next time...
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